We are here to help our customers impacted by the COVID-19 virus situation.  Please call at 800.727.2987

How it Works

Our program is designed with the latest technology to be simple and fast, no need to have a full-time finance employee to understand all the “rules” of financing.

Submit Credit Applications

Online website using desktop/phone/tablet. We’ll give you an answer in just a few minutes

Complete Loan Documents

Complete Loan Documents by generating documents in our Dealer portal and either print for ink signature or email through the portal for electronic signing
(no originals needed)

Submit the completion certificate

Complete the Job and submit the completion certificate/delivery receipt.

LEARN MORE

ABOUT CARMEL FINANCIAL

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More EXPERIENCE

When we say experience, we mean over 50+ years of experience. We have been providing consumer financing options since 1967.

More PROFIT

Yes, more profit for your business. How? When a lender declines your customer’s credit application, you’re left with nothing. But when working with us, you’ll receive approvals on credit applications your other lender declined.

More KNOWLEDGE

Our staff is highly trained to review each credit application and look for ways to approve each loan – not decline one. Each credit application is independently reviewed by a credit analyst, not simply via some automated system.

More OPTIONS

Closing a sale is not always easy. That’s why we offer a variety of credit promotions to help you close more sales. From FREE Same As Cash programs to Deferred Payment programs, we’ve got you covered.