Loan Programs

We here at Carmel Financial have been providing consumer financing since 1967. We want to increase your sales volume by obtaining more approvals. So, when your lender declines your customers credit application, because they have less than perfect credit we are here to Make It Possible!

Revolving lines of credit

  • Low 2.0 to 2.5% monthly payment factor depending on product and/or program.
  • Open line of credit to use to purchase directly from you again
  • Repeat sales for your business
  • Open line of credit to purchase other items through our own Superstore
  • We offer many products customers would like to purchase and can use their available credit
  • No prepayment penalties for paying off early

Interested in becominga dealer

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Installment loans

  • Fixed payments and terms
  • Terms from 12-84 months
  • Customers who want to know exactly how much the loan will cost them
  • No prepayment penalties for paying off early

Portfolio Purchases and or Servicing

Contact us about purchasing your in-house loans and/or we also offer servicing your loans for you. Let Carmel Financial Make it Possible!